Variable rate from 6.94% (CPR 7.29%)*
Residential or Commercial
Rapid Refi Available^
Are You Getting the Best Value for Money on your SMSF Loan?
Maximise your Self Managed Super Fund’s potential through an SMSF Refinance loan. Switch today for a fast and simple refinance option. Our SMSF Refinance Loan is fully featured and is available for both residential and commercial properties. Start boosting your retirement savings today!
SMSF Loan Enquiry
Want to apply or speak to one of our experts? Complete the form below, and we’ll contact you within 24 business hours.
Product Features
Borrow up to $1.5M for a residential loan or $2M for a commercial loan (subject to credit assessment and loan affordability).
Take advantage of a 30 year loan term with our SMSF Refinance Loan.
Use your SMSF’s assets as security to refinance your existing debt or current investment loan.
Our variable rates are competitively priced to ensure that you get the maximum benefit from refinancing your Self Managed Super Fund. We also offer interest only and principal and interest repayment options.
We accept commercial and residential properties as security and will consider most property sizes (even <50m2)
What are the benefits for you?
By taking advantage of an SMSF Refinance, you can potentially reduce your debt and increase your fund’s returns, allowing you to achieve your financial goals faster and boost your retirement savings.
We offer you a fast and simple process with additional features like an Offset Account and competitive variable rates.
Does your situation fit an SMSF REFI?
Whether or not you should consider a SMSF refinance depends on your individual financial circumstances and goals. Here are some factors to consider when deciding if refinancing your Self Managed Super Fund is right for you:
Interest Rates
If you have existing debt with a high interest rate, an SMSF refinance may be a good option to potentially reduce your interest rate and lower your monthly repayments.
Cash Flow
If you are struggling with cash flow due to high loan repayments, an SMSF refinance may help to reduce your monthly repayments and improve your fund’s cash flow.
Loan Term
If you have a short-term loan with high monthly repayments, refinancing with an SMSF refinance product may allow you to extend your loan term and reduce your monthly repayments.
Asset Value
If your SMSF has a significant amount of assets that can be used as security for the loan, an SMSF refinance may allow you to access more funding and reduce your interest rates.
Tax Strategies
If you are seeking to reduce the amount of tax you pay and boost your fund’s returns, an SMSF refinance may offer certain strategies to help achieve these goals.
Ensure you seek the advice from your financial advisor or accountant if you require specific information on how a SMSF refinance will meet your financial goals.
© Collective Lending Pty Ltd | ABN 28 121 669 618
Australian Credit Licence 386 142
*Comparison rate is based on a loan of $150,000 principal over a 25 year term. WARNING: The Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Standard credit approval criteria, fees, terms and conditions apply.
^Terms & Conditions apply